Buy Now, Pay Later for B2B checkouts

Increase sales by offering your customers their favorite payment methods as well as flexible payment terms.

What is B2B BNPL

Paysaction’s B2B Buy Now, Pay Later solution for online checkouts lets you offer customers their favorite payment methods and flexible terms without risk or additional costs.

Payment Options B2B BNPL

Payment options

B2B BNPL Payment terms screen

Flexible terms

Buyers choose when to pay:
30, 45, 60, 90 days

B2B payments.
With big business benefits.

Maximize conversions

Offer a fast, flexible and seamless payment experience. Real-time credit checks, >91% approval rates, and high purchase power.

Improve working capital

Optimize your cash flow with fast, risk-free payouts. You get paid upfront, while your customers pay at their convenience.

Reduce operational burden

Save time and hassle with automated processes, collection & dunning support. Track every payment on a centralized dashboard.

Secure and seamless integration

Get set up in no time. Quickly and simply integrate Paysaction into your checkout.
Paysaction integrates seamlessly in any web shop – bespoke or based on a webshop platform – and supports a range of multi-language systems and payment methods.

Integrate Paysaction your way:

API

Our developer-friendly APIs are designed for simple integration and connect seamlessly to your tech stack.

Ecommerce Plugins

Seamlessly embed our easy-to-install widget into your webshop checkout. We’re partnered with top platforms to ensure hassle-free integration.

Case Study

IONTO COMED

How Paysaction’s Buy Now, Pay Later solution boosted conversion and basket size in IONTO-COMED’s B2B online shop

FAQ for Merchants

Paysaction’s invoice payment supports 30-90 days net terms. Settlement options include bank transfer and direct debit (SEPA).

Paysaction’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.

Yes, Paysaction’s solution has three modules which can be contracted separately:

  • Risk Management & Underwriting: This module is mandatory. Paysaction runs fraud and credit checks and assumes the risk of non-payment as part of its BNPL products. However, merchants can accept additional orders if they assume the risk of non-payment, as part of our MonduBoost product.
  • Pre-financing: This module is optional. Pre-financing can be adjusted to your needs and even reduced to zero.
  • Collection & Dunning: This module is mandatory but can be customized to your needs (e.g. timing and frequency of payment reminders).

Yes. The MDR depends on your pre-financing needs and whether you assume the risk of non-payment or Paysaction.

Yes. Paysaction offers the ability to consolidate multiple invoices into one statement and pay it with net terms. See more details in our Digital Trade Account product page.

We start counting the payment terms once we receive the order shipment confirmation from the merchant (seller).

FAQ for Buyers

In most countries Paysaction allows you to settle your invoice either by bank transfer or by direct debit, which you can choose at the checkout. For bank transfer, note Paysaction’s bank account and payment details on the invoice issued by the merchant.

Currently not, but this will soon be available for registered buyers through our Buyer Portal.